Have TriCare for Life?
What MA Benefits Could You Be Missing?
Insurance Companies are Complex.
H&R Insurance is not directly affiliated with TriCare for Life. We help individuals who are currently enrolled in both TriCare for Life, Medicare parts A and B find additional benefits offered through Medicare Advantage plans.
Please note that we do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. You can go to Medicare.gov or call 1-800 MEDICARE to get information on all of your options.
386-238-9009
What is TRICARE for Life?
TRICARE For Life is Medicare-wraparound coverage if you are TRICARE-eligible and have Medicare Part A and B, regardless of age or place of residence. Coverage is only for those with Medicare and who are TRICARE-eligible. Coverage doesn’t extend to family members.
Enrollment not required
Coverage is automatic if you have Medicare Part A and B
Your TRICARE For Life coverage starts the first day that Medicare Part A and B are in effect
You must pay Medicare Part B premiums. See if you qualify for a refund up to $170/mo.
Coverage is available worldwide
Additional Benefits for TRICARE for Life
Free Gym Membership
Rides to your Doctor
Part B Premium Refund = Up to $170/month give back from your Social Security
How Does TRICARE for Life Work?
There isn’t an enrollment card for TRICARE For Life. All you need is your Medicare card and military ID as proof of coverage.
You may visit any authorized provider. >>Find a Doctor
In most cases, your provider files your claims with Medicare.
Medicare pays its portion and sends the claim to the TRICARE For Life claims processor. If you want to know what Medicare pays for services covered by Medicare and TRICARE, check out the TRICARE For Life Cost Matrix.
TRICARE For Life then pays the provider directly for TRICARE-covered services.
>>Generally, you'll have no out-of-pocket costs for services that both Medicare and TRICARE cover.
>>You’ll have out-of-pocket costs for care that isn’t covered by Medicare and/or TRICARE.
You can get care at military hospitals and clinics, but only if space is available. >>Find a Military Hospital or Clinic
Does TRICARE for Life Work Overseas?
Medicare provides coverage in the U.S. and U.S. Territories. Medicare doesn't provide coverage in any other overseas locations.
When using TRICARE For Life in all other overseas locations, whether you live overseas or are traveling overseas, TRICARE is the primary payer and you're responsible for paying TRICARE's annual deductible and cost shares. >>View TRICARE For Life Costs.
If you live overseas, you must have Part B to remain eligible for TRICARE even though Medicare doesn't provide coverage overseas.
Do I Pay an Enrollment Fee?
No. You don't pay any enrollment fees, but you must pay Medicare Part B monthly premiums. Your Part B premium is based on your income.
For more information about Part B premiums:
Visit the Medicare website
Call Social Security at 1-800-772-1213 (TTY: 1-800-325-0778)